More car insurance nonsense!

[Boggy]

I decided to buy my wife a little car for herself and sell my van.After a little searching I found a nice peugeot 307 ( before you all start yes,this is the only nice one ever built! :D ).
Anyhoo I rang my insurer to ask if they do a multi car policy and was told they dont,so when i asked if i could use my present no claims to insure another vehicle,again the answer was no.Next option was to cancel my van insurance and use that,again no. You can change from a car to a van but not vice versa.so i asked them to give me a quote on a new 2nd policy and to my amazement was told it would be cheaper to use compare the market!!! And the girl was confident they would come out on top.which they did @ £384 fully comp. so I then rang my van insurer and explained I was about to cancel unless they could swap me over to a car policy and to my surprise they agreed to quote me@£412 fully comp( thats with full no claims)!!
in the mean time my wife decided to try compare the meerkat and got quoted £219 fully comp and she hasn't held her own policy for 27 years!


So how does that all work ? I reckon they just use random number generators :D

[RcRotaryMadness]

I've always said they just guess a number then double it..

[Jez N]

She's a girl over the age of 35 (I'm assuming!) and taking out a new policy. She poses little risk to herself or others. You on the other hand are an adrenaline seeking hoon who hopes your wife being on the policy will pull the wool over the eyes of the actuary who is busy lining his pockets rather than coming up with sensible insurance quotes.

Insurance makes little sense and the people on the end of the phone understand less than you do (which in my case isn't very much)

[Ritchieme]

I'm with LV which so far has been good, my missus has a kia picanto which costs about £180 full comp, my daughter past her test last month and she's only 20, to add her to the policy was only £348 for the 10 months left to run, for a new driver that's excellent. And as a named driver if my daughter stays with LV herself she can use the NCB on her own vehicle. I also have a Vauxhall signum I use for work insured with them with full NCB and last September decided to get a 4x4 as well, phoned them and they said I can use my NCB on up to two vehicles, right touch if you ask me in these times.

[kroozing]

I can't help but think when you ask for quotes they just.........


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[trexamanic]

trouble is the woman cause all the crashes and are so oblivious to the fact they just caused it they carry on with no knowledge of doing so leaving the men to get the rap
joking aside it is an absolute disgrace.
All the fuel companies are being told to provide transparency and reduce all the different tariffs yet motor insurance really do just throw darts at a figure on a wall

[David Drew]

I'm just getting a quote for our second family car. I have a Freelander and my wife's car has always been in my name.

So, for a new Fiesta 1.0 Eco, under her own name (they are taking her second-driver no claims into account) - £140 comp. Under my name £125.

And that's through Meerkat so I get a cuddly toy into the bargain. I'm going to take out my motorbike insurance through them and get a mate for it.

Ain't life grand?!

[RcRotaryMadness]

I drive a 998cc Toyota Aygo (ya know a real boy racers car) and pay £400 per year because I'm a young male. Thats with 8 years claim/accident free driving.

[JoeBailey]

I drive a modified BMW 535d and my insurance is £540 a year. The whole thing is just luck. I always go through green light and they have beaten any quote I've had for the last 4 years.

[buzzbird]

It's a lottery. Last car I drove was a Xantia until 2009. Cheapest premium was £708 with Aviva, despite being in my forties with ncb going back ten years+ and being their loyal customer all that time.
That's why I stopped driving and use buses now.